Eliminate company specific risk
We only buy sectors and indexes using exchange-traded funds to eliminate company specific risks that have the potential to pummel single company stock valuations. Examples of company specific risks are fraud, bankruptcy, adverse litigation, and natural disasters.

Capital Preservation
Our investment philosophy is diametrically opposed to most mutual funds companies.  Our default position is having our capital out the market; it is only deployed in sectors and indexes when established trends are confirmed. Every position in our portfolio has established stop-loss exit points to protect our capital base.